b'Shared owners are getting a subsidised rent on the basis that theyre taking on repairs. If they get a subsidised rent and then are not taking on the repairs, were looking at fairly well paid individuals accessing home ownership, who in some cases might have a household income of up to 90,000, who are getting a better deal than some of the lowest paid. (Interviewee 1)A number of providers were concerned about the costs of this additional responsibility, particularly if these higher costs were not reflected in higher grant levels. There was consensus that this change would increase costs for providers, but not agreement about the scale of these costs, or how they would be absorbed into provider business models. Some felt that costs in the first ten years would be significant, others that they would be minimal:There are not many significant components of a building to repair in the first 10 years. Issues like the roof, lift, etc. come in about 15 years.I was a shared owner for six years and in the six years the amount of money that we actually had to spend on repairs of the flat was minimal, probably about 600 spent over six years in total. (Interviewee 3)There was a suggestion from providers and lenders that rents or service charges would be increased to cover the additional costs:If RPs have got to pay for the repairs, does that simply get priced into the rent? If you are charging a 2% rent at the moment, then youve kind of got the ability to sayalright, Ill charge 2.2% and that 2.2% then endures for the life of the lease. So youve made it significantly more expensive for the customer. Or the government has made it significantly more expensive for the customer, in order to mitigate the risk on the RPs of the first 10 years. (Interviewee 7)Most providers highlighted the need for clarity about the announcement as there were very mixed views about what might be considered legitimate repairs and maintenance, and concerns about how far providers would be responsible:The key for us is whether the maintenance stops at the front door, or is it beyond that? If its structural within the first 10 years you shouldnt be liable for that, because it should be covered by the warranty. Components such as windows should be covered well past 10 years. So there is that element of it. Flatted accommodation is a different kettle of fish, so we need to consider how that works. We need more clarity from government. (Interviewee 8)11'