b'SO Resi by Metropolitan Thames Valley/ ContentsSummary 1.0 / Introduction 2.0 / About the tenureShared ownership has been around as a housing tenurefor more than 50 years and in its current form offers 3.0 / Market overviewa lower barrier to entry onto the housing market with 4.0 / Future of Shared Ownershipshares starting at 25%. 5.0 / Lender case study Most people buying under shared ownership are in the 20-40 age bracket and single-adult households make up6.0 / Funding Shared Ownership 50% of buyers. 7.0 / ConclusionIn 2018/19 the average market value of shared ownership8.0 / Appendicesproperties was 265,000, and the average initial stake purchased was 42%. Demand for shared ownership properties exceeds supplyin some instances by as much as 10 to 1.The Government is proposing several changes to shared ownership to make it accessible to more people, while generally welcomed some specific proposals raise questions about affordability for buyers and viability for providers.There is concern among providers about the availabilityof grants for shared ownership and how much stock canbe delivered if First Homes are introduced.The viability of the asset and demand from buyers is driving interest from funders in shared ownership witha commitment to delivering on the ESG agenda addingto the appeal.Shared Ownership Market Review 2020In conjunction with Cambridge University / 1'