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We've answered some our most frequently asked questions here, but if you can't find what you are looking, contact us. We're here to help!
It depends. A poor credit rating does not automatically prevent you from buying a SO Resi home, but you may find it hard to get a mortgage.
Before you apply for a SO Resi home, you need an affordability assessment – this will help you and us understand your financial situation.
It depends. We look at applications on an individual basis.
If the land has a value that means you could afford to buy outright, then you will not be eligible. If you are selling the land asset, you may be able to proceed if that land is sold before you exchange contracts.
The processes are very similar, although you are not buying a new home with warranties. Please contact us for more information.
Yes. You can make small improvements, like decorating or changing carpets. You need our permission before making large improvements – like an extension or replacing a kitchen. To find out more, visit the Metropolitan Thames Valley website
It depends on your lease. Usually, you can’t run one if it impacts your neighbours – for example, a pet day care centre. Check the terms of your lease. If you’re still not sure, contact Metropolitan Thames Valley.
You must get our permission before having a pet. Generally you can’t keep pets in a flat but it may be possible in a house. The lease for the home you buy gives full details.
See what pets are allowed and apply for permission on the Metropolitan Thames Valley website.
You are required to keep up with all payments on your property (mortgage, payments on the share you don’t own and service charges).
If you're struggling with payments, contact Metropolitan Thames Valley.