Making home ownership possible

“It’s a brilliant way of getting people on the property ladder”

Shared ownership allows you to buy a share of your home, with a lower deposit, smaller mortgage and a monthly payment on the rest…

What is shared ownership?

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So how does Shared Ownership work?

1 You buy a share of the property, on which you’ll pay a mortgage

2 On the remaining share we own, you make a SO Resi monthly payment

3 Finally, you pay a monthly service charge for upkeep & maintenance

  • Monthly cost:
  • Your mortgage
  • +
  • SO Resi monthly payment
  • +
  • Service charge

More about affordability

"Shared ownership has transformed my life"

Vuyo Magwaza, Social Worker, Woking

"I was adamant that this is where I would buy and how I would get on the property ladder.”

Aveen, 32, Tooting

"We really felt it was time to take the next step"

Eduardo and Pamela, Happy homeowners, Chiswick

"It’s a brilliant way of getting onto the property ladder"

Laura & Maciej, SO Resi homeowners, Redhill

"It’s the same amount we were paying previously in our rented apartment!"

Daniel & Danielle, SO Resi homeowners, Surrey