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How to
apply
Create an account and complete our application form. We can then tell you if you're eligible for Shared Ownership!
Before you apply
As part of the application, you will need to provide some basic personal information as well as:
- your employer's address
- details of equity held and the outstanding mortgage on your current property (if you have one)
- details of your income, savings and any loans you may have
- other joint applicants' details
Your application information is transferred via secure connection for your peace of mind.
Who can apply?
You can apply to buy a Shared Ownership property if:
- you are at least 18 years old and a permanent UK resident
- You do not own (or part-own) a property at the time of completing on your purchase
- your household income before tax is £80,000 a year or less (£90,000 a year or less in London)
- you fulfil affordability criteria, ensuring that you can afford to live in your Shared Ownership home. You'll meet with a financial advisor as part of the application process, to confirm this.
- you can afford the deposit and other one-off costs
Some local authorities give priority to people who live and work in the area and other groups - see the listing for more information.
Apply for Shared Ownership
To apply for Shared Ownership, create a SO Resi account and complete our application form. We can then tell you if you're eligible for Shared Ownership.
This usually takes 7 working days. If there are any problems with your application, we'll be in touch.